How It Works

Your quick start guide to investing with Propiteer

Who Are We?

An exclusive members-only club providing exciting property opportunities.

Membership is exclusively for high net worth, commercially aware and sophisticated investors.

Our money and your money work together to generate returns on investment. We then share asset profits with our members.

Members' returns always rank above the asset team's profits, so our equity creates a headroom to help protect your funds. Your capital is still at risk and returns are not guaranteed.

Door

What Makes Us Different?

Choice
Branded projects and partners, together with established connections give our members the opportunity to build a diverse personal investment portfolio.

Simplicity
The Propiteer website provides an investor dashboard enabling transactions and easy access to your personal portfolio at any time.

Transparency
Clear strategy options available to see at the start of the investments, together with regular updates and an open-door policy on all our projects.

How Do We Work?

We discover most assets from banks, trusts or distressed business sales.

Only assets we believe have significant profit opportunities are purchased. Assets are scrutinised for risk, profitability and potential.

A collection of skyscrapers

Two Types of Investment

Corporate Bond

With an income generator, you receive regular interest payments throughout your investment term through Corporate Bonds.

View Corporate Bond opportunities

Our finance transaction partner

Your wallet with Global Currency Exchange Network ("GCEN")/ Global Custodial Services ("GCS")

GCEN/GCS are our chosen third party providers of the Propiteer 'wallet'.

Propiteer wallets
Propiteer wallets are a free, non-interest bearing, convenient and secure facility for Propiteer members to make investment transactions online, this is also where your capital and returns are paid into, making them available for withdrawal or reinvestment at any time.

1. Creating your wallet
A Personal Wallet will be made for you and become active once you have passed KYC checks. To do this, you will need to submit your proof of identity and proof of address during the registration process. Once you become a Propiteer member, if you are investing through your company you need to create a Corporate Wallet within the Investor Dashboard.

2. Topping up your wallet
Once you have passed KYC checks, Propiteer will email you to confirm you are investment ready and your wallet has been activated. To purchase shares/bonds (with the exception of pension transactions) you will first need to load your wallet. Find out more on our blog.

3. Making an Investment
Once you've loaded funds to your wallet, you're ready to start investing. When you make an investment, you have the option to choose which wallet to invest from, either your Personal Wallet or a Corporate Wallet if you have added one. If you are investing through your pension, you can find out more here, or alternatively call the team on 01376 505286.

4. Investment Returns
Returns on your investment are paid directly into your wallet. All transactions including payments can be managed and monitored from your Investor Dashboard.

5. Wallet withdrawals
You can withdraw money from your wallet at any time via the Investor Dashboard. To do this, select 'Withdraw' in the Manage Wallets section and follow the steps. Please note that withdrawals are moderated for security purposes and can take up to three working days to be processed. Find out more on our blog.

About GCEN/GCS

  1. Global Currency Exchange Network (*’’GCEN’’) Global Custodial Services Limited (‘’CES’’) provide identity checks and other services to Propiteer Limited.
  2. GCEN is a participant of the SWIFT Interbank Network, with over 7,400 financial institutions in more than 200 countries. GCEN are our chosen third party providers of the Propiteer 'wallet'.

Global Currency Exchange Network Ltd ("GCEN")/Global Custodial Services Ltd ("GCS") is authorised and regulated by the Financial Conduct Authority under The Payment Services Regulations 2009, FRN 504346. GCEN/GCS is registered in England and Wales. Registered Office: The Old Barn, Oasts Business Village, Red Hill, Maidstone, Kent, ME18 5NN. The above details can be checked on the Financial Services Registered by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).

Global Currency Exchange Network is a Money Services Business, regulated by HM Revenue & Customs (“HMRC”) under the Anti Money Laundering Regulations 2007 with registration number 12137189

FAQs

About Us

What is Propiteer?

Propiteer is a property investment company with the insight and skill to create significant profits for investors from attractive assets.

Are Propiteer authorised by the Financial Conduct Authority ("FCA")?

Propiteer Limited is an Appointed Representative (FRN: 787500) of Met Facilities LLP, which is authorised and regulated by the Financial Conduct Authority (FRN: 587084). The FCA is a body which is operationally independent of the Government but accountable to the Treasury which regulates the financial services industry, promotes understanding of the UK’s financial systems and helps protect consumers.

How do I become a member of Propiteer?

Propiteer is an exclusive club for high net worth individuals and commercially aware sophisticated investors who enjoy lucrative property investments.

To register your interest, please complete our Join the Club registration form and a member of the team will be in touch.

Can I refer friends, family or colleagues to Propiteer?

As a member, you can invite like-minded people to join Propiteer. Please fill out our enquiry form and a member of our team will be in touch shortly.

How do you source the assets available on the Propiteer website?

Our expert team source assets directly from banks, trusts and distressed business sales before they reach the market.

The strategy is founded on sourcing at a reduced cost whilst being highly selective. We only choose assets which we believe can significantly transform value through strong asset management.

What types of investment are there?

Propiteer members can invest either through Income Generators (Corporate Bonds) or Capital Maximisers (Preference Shares).

Corporate Bonds are a loan that the bond purchaser (or bondholder) makes to the bond issuer. An investor who buys a bond is lending money. Like a loan, a bond pays interest periodically and repays the principal at a stated time, known as maturity.

Preference Shares are a type of equity which pays out a fixed dividend. The name ‘preference’ is given because they rank above ordinary shares when it comes to the payment of dividends and return of capital. An ordinary dividend can’t be paid until preferred shareholders have been paid.

What is the Nominal Value of a bond?

A nominal value is the stated value of an issued bond, also known as face value or par value.

How can I choose to invest?

There are three ways you can choose to invest:

  • Individual: You can invest with your personal finances. A Personal Wallet will be created and become active once you have passed KYC checks. To do this, you will need to submit your valid personal photo ID and proof of address documents during the registration process. You can then load your wallet with funds and start investing.
  • Corporate: You can invest through your company. You will need to create a Corporate Wallet once you have become a member; this can be done within your Investor Dashboard. Please note that you will need to submit company documentation to complete the corporate KYC checks before the Corporate Wallet is activated.
  • Pension: You can invest through your SSAS (Self-Administered Scheme) and SIPP (Self-Invested Personal Pension). Please click here to find out more information or contact a member of the team on 01376 505286

Registering

What will I need during registration?

Scanned copies of your personal valid personal photo ID and a proof of address (dated within the last three months). This should take approximately five minutes if you have all documents to hand.

We accept the following types of ID:

Valid Personal Photo ID (one of the following):

  • A valid passport
  • A valid photo card driving licence
  • National Identity Card (in countries where these are issued)
  • Firearms certificate or shotgun licence issued by a Police Authority
  • Military ID card

Proof of Address (one of the following no older than 3 months):

  • Council tax bill / demand letter
  • Notification of entitlement to state / local authority benefit
  • Notification of entitlement to tax credit
  • Notification of entitlement to pension from the DWP
  • Notification of entitlement to educational loan / grant
  • Notification of entitlement to other government / local authority grant
  • HMRC (Inland Revenue) coding / assessment / statement / tax credit
  • Gas, electricity, water bill (no mobile telephone bills)
  • Bank statement or insurance documents which clearly state the address
What criteria must be met before becoming a member of Propiteer?

To comply with FCA regulations, you must self-certify on our website as either a high net worth individual or a sophisticated investor. Read more about this on our High Net Worth Individual and Sophisticated Investor: The Criteria blog.

During registration, you will need scanned copies of your valid personal photo ID and a Proof of Address (dated within the last three months). This should take approximately five minutes if you have all documents to hand.

Please read our Accepted Forms of ID for more information.

Why do I have to go through KYC (Know Your Customer) and AML (Anti Money Laundering) checks during registration?

KYC checks are performed to ensure that we have gathered all relevant and necessary information about our customers to suitably and prudently manage risks.

AML checks are performed in accordance with FCA compliance. They are an essential component of KYC policies and work to prevent identity theft, money laundering and financial fraud.

Global Currency Exchange Network (“GCEN/GCS”) provide identity checks and other services to Propiteer Limited.

Who are GCEN/GCS?

Global Currency Exchange Network ("GCEN") provide identity checks and other services to Propiteer Limited. You can view GCEN’s privacy policy here

Global Currency Exchange Network is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2009, FRN 504346 and is a Money Services Business, regulated by HM Revenue & Customs ("HMRC”) under the Anti Money Laundering Regulations 2007 (12137189).

Investing

Can I invest through a limited company?

Yes, you can invest through your company. Once you are a member of Propiteer, you will need to create a Corporate Wallet. This can be done by visiting your Investor Dashboard and selecting ‘Manage Wallets’, then choose the option to create a Corporate Wallet.

Please note that you will need to submit company documentation to complete the corporate KYC checks before the wallet can be activated.

We accept the following types of ID:

Company Documentation – all the following documents are required:

  • Valid director photo ID and Proof of Address (dated within the last 3 months)
  • Incorporation documents (Certificate of Incorporation)
  • Proof of company address (dated within the last 3 months)
  • Share certificate or share register

Please note: any directors or shareholders with a shareholding of 15% or more must submit proof of ID and proof of address

Can I invest through my pension?

Yes, you can invest through your SSAS (Small Self-Administered Scheme) and SIPP (Self-Invested Personal Pension). Please click here to find out more information on investing through your pension or contact a member of the team on 01376 505286.

Can I invest from overseas?

Currently we cannot accept investments from overseas investors.

Is there a minimum/maximum investment amount?

The minimum investment is currently £5,000. To check for any maximum investment amounts, please check the asset terms.

How is my investment secured?

Our projects are asset-backed or in some cases backed by a parental guarantee bond held in Special Purpose Vehicles (SPVs).

Your capital is still at risk and returns are not guaranteed.

What is a wallet?

Propiteer wallets are a free, non-interest bearing, convenient and secure facility for Propiteer members to make investment transactions online, this is also where your returns are paid into, making them available for withdrawal or reinvestment at any time.

1. Creating your wallet
A Personal Wallet will be made for you and become active once you have passed KYC checks. To do this, you will need to submit your proof of identity and proof of address during the registration process. Once you become a Propiteer member, if you are investing with your company you need to create a Corporate Wallet within the Investor Dashboard.

2. Topping up your wallet
Once you have passed KYC checks, Propiteer will email you to confirm you are investment ready and your wallet has been activated. To purchase shares/bonds (with the exception of pension transactions) you will first need to load your wallet. Find out more on our blog.

3. Making an Investment
Once you've loaded funds to your wallet, you're ready to start investing. When you make an investment, you have the option to choose which wallet to invest from, either your Personal Wallet or a company wallet if you have added one. If you would like to invest with your pension, you can find out more here, or alternatively call the team on 01376 505286.

4. Investment Returns
Returns on your investment are paid directly into your wallet. All transactions including payments can be managed and monitored from your Investor Dashboard.

5. Wallet withdrawals
You can withdraw money from your wallet at any time via the Investor Dashboard. To do this, select 'Withdraw' in the Manage Wallets section and follow the steps. Please note that withdrawals are moderated for security purposes and can take up to three working days to be processed. Find out more on our blog.

What is an SPV?

A special purpose vehicle (SPV) is a subsidiary company with an asset/liability structure and legal status that makes its obligations secure. They are used to isolate financial risk by maintaining its assets and liabilities on a separate balance sheet.

What checks are carried out prior to an investment opportunity being listed on Propiteer?

All of our investment opportunities are subject to thorough due diligence checks, which will include surveys, legal checks on title, as well as our own in-house assessment and approval by our asset team.

Do I receive updates?

We publish regular updates in our blog section, which all members have access to.

What are Source of Wealth or Source of Funds?

When you top up your account, we may occasionally need documentary evidence from you so we know how you came to have the funds (Source of Wealth) or where the investment funds have come from (Source of Funds). You may be required to provide evidence if you identify with one of the following:

  • If you wish to top up your wallet with more than £250,000 per year (within a 365 day period)
  • If you wish to top up your wallet via a bank transfer with an amount over £100,000, or the top up is going to take you over £250,000 (within a 365 day period)

To find out more about this and to see which documents are required, please read our Proof of Wealth blog.

Withdrawing

Can I withdraw funds before the maturity date?

Please refer to each asset’s terms and conditions for full information on the redemption policy. This information can be viewed once you have registered. To access this information, please log in and visit the Portfolio page.

How do I withdraw my funds at maturity?

Your funds will be paid into your wallet on the stated date set out in your payment schedule. This can be used to re-invest or to withdraw into your bank account. Returns on your investment are paid directly into your wallet. All transactions including payments can be managed and monitored from your Investor Dashboard.

What is the tax position on my returns?

You must ensure that you are aware of your tax obligations or any related risks that might apply to you as a result of any investment made by you through Propiteer. We encourage you to consult with appropriately qualified tax professionals regarding your tax circumstances.

To comply with HMRC for individuals, we withhold 20% as a basic tax rate where required. Returns are paid gross for Corporate and SSAS/SIPP pension investors.

What is your complaints procedure?

Should you have a complaint, you may report it by getting in touch with a member of our team via:

Email: info@propiteer.com
Telephone: 01376 505286

You must state your full name and the nature of the complaint.

Propiteer will:

  • Log the complaint
  • Acknowledge your complaint
  • Treat the complaint fairly and advise on the next steps
  • Aim to resolve the complaint within 5 working days
  • Provide regular updates until the complaint has been resolved
  • Use any complaints to review the area of business to which it relates

Investors may also contact the Financial Ombudsman Service (FOS) to carry out an independent review of the complaint.